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Business Central for Fintech

Fintech finance teams deal with transaction volumes and regulatory expectations that break ordinary accounting software. Business Central handles the corporate ledger, revenue recognition and reconciliation at volume, with the controls and audit trail your regulator and your auditors both expect.

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Fintech teams working with ForgeSolutionz

What usually goes wrong in fintech

Reconciliation at volume

Hundreds of thousands of transactions cannot be reconciled by hand, and spreadsheet based matching becomes both the bottleneck and the largest source of error.

Client money segregation

Client funds must be demonstrably separate from corporate funds, with reporting that stands up to inspection rather than being reassembled on request.

Revenue recognition

Subscription, usage and interchange revenue recognised across periods is genuinely difficult to manage in a system built for simple invoicing.

Audit and control evidence

Segregation of duties and approval controls must be evidenced continuously, not reconstructed the week before an audit.

How Business Central handles it

Automated reconciliation

Bank and payment provider feeds matched against ledger entries by rule, with only genuine exceptions surfaced for human review.

Segregated ledgers

Dimensions and separate account structures that keep client money demonstrably distinct from corporate funds, with reporting available on demand.

Deferral and recognition

Deferral templates and recurring journals that recognise subscription and usage revenue across the correct periods automatically.

Multi currency

Transactional and reporting currency handled with automated revaluation, which matters when settlement and reporting currencies differ.

Approval and segregation of duties

Permission sets and approval workflows configured so the person raising a payment cannot also release it, with the evidence retained.

Data pipeline integration

Summarised postings from your transaction platform into the ledger at the right grain, so the ERP is not asked to store every raw event.

What changes

Reconciliation handled by rule with exceptions escalated

Client money position demonstrable at any moment

Revenue recognised correctly without manual journals

Control evidence produced continuously rather than retrospectively

Fintech questions

The corporate ledger can, provided the design is right. The usual mistake is posting every raw platform event into the ERP. We post at a summarised grain, typically daily or per settlement batch, and keep the transaction level detail in the platform where it belongs and remains queryable.

Through a combination of separate general ledger accounts and dimension tagging, so client funds are distinguishable at every level and reportable on demand. The reconciliation between the client money ledger and the underlying bank position is automated rather than assembled manually.

Yes, using deferral templates that spread revenue across the correct periods automatically at posting time. Usage based and interchange revenue generally needs a calculation upstream, with the resulting figures posted into the ledger through a documented interface.

Every service, applied to fintech

We do not only do Business Central here. Each of our six practices looks different in this sector, and this is what each one means in practice.

Consulting for fintech

The critical design decision is posting grain: what gets summarised into the ledger and what stays in the platform. We settle that first, because posting every raw event into an ERP is the mistake that makes finance systems unusable at volume.

Business Central Consulting

Implementation for fintech

Deferral templates for subscription and usage revenue, multi currency with automated revaluation, and permission sets that enforce segregation of duties with the evidence retained rather than reconstructed.

Business Central Implementation

Integrations for fintech

A summarised pipeline from your transaction platform into the ledger, plus payment provider and banking feeds reconciled by rule so only genuine exceptions reach a person.

Business Central Integrations

Migration for fintech

Usually a move off Xero or QuickBooks once volume and regulatory reporting outgrow them. Opening balances are reconciled and signed off, and the client money position is proven separately before cutover.

ERP Migration to Business Central

DevOps for fintech

Regulated delivery means auditable pipelines: infrastructure as code, approval gates, immutable build artefacts and change history that satisfies an examiner. We build the pipeline to produce that evidence as a by product.

DevOps and Cloud Engineering

AI automation for fintech

Reconciliation exception handling and document processing, with confidence thresholds and human review built in. We keep automation on the operational side rather than anywhere a regulator expects a documented human decision.

AI Workflow Automation

Talk to someone who knows the sector

A free thirty minute call with a senior engineer. Bring the process that is costing you time and you will leave with a written summary of your options, whether or not you go on to work with ForgeSolutionz.

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